Staff & Faculty Directory
Banu Mutlu Memis
Assistant Professor; LEAF, School of Management
Industry Credentials: Financial Sector Expert – Banking Regulation and Supervision Agency of Turkey (BRSA)
Education Credentials: Ph.D., E.M.B.A.
Expertise: Finance, FinTech, Risk Management, Machine Learning Applications in Finance, Banking Regulation and Supervision
Joined New York Tech: 2025
Banu Mutlu, Ph.D., brings over 20 years of expertise in finance, regulatory practice, and academia. Prior to joining New York Tech, she served at the Banking Regulation and Supervision Authority of Turkey, where she led major bank audits and developed regulatory frameworks. Her research lies at the intersection of finance, FinTech, and risk management, with a particular focus on applying machine learning to credit risk and consumer finance. At Rutgers University, she pioneered one of the institution’s first FinTech courses, seamlessly integrating blockchain, digital assets, and Python-based applications to bridge theory with practice.
- Early Warning System for Customer Default Prediction using XGBoost and rolling-recursive validation
- Machine Learning Model for Predicting Cash Advance Usage in Retail Banking
- Working papers on consumer credit risk modeling, machine learning–based early warning systems, and cash advance behavior in retail banking.
- Management and Valuation of Fixed Income Investments (Graduate level)
- International Financial Management (Graduate level)