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NYIT in the Media
Sep 03 2013

NYIT Financial Aid Associate Dean Quoted as Expert in NerdScholar

"All college students should have a checking account and know how to balance a check book," says Rosemary Ferrucci, Associate Dean of Financial Aid, in NerdScholar's article "Top Financial Tips for College Freshman." Ferrucci adds that students should deposit any refunds provided from student loan money directly into their highest interest-earning account.

"Only withdraw as much as absolutely needed for educational expenses." She also advises students to shop for credit cards that come with some type of a reward: cash back, travel miles or a low interest rate. Keep your credit score strong, Ferrucci adds, by watching your debt-to-income ratio and by paying credit balances in full and on time.