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News and Events
News
Events

Apr 17 2014

Water-Energy Nexus Conference in China Tackles Global Issues

Apr 16 2014

NYIT Celebrates M.B.A. Graduation at JUFE

Apr 10 2014

NYIT Anatomy Professors Awarded NSF Grant for Evolutionary Studies

Apr 04 2014

NYIT Expert to Lecture on Nation’s Physician Shortage and Poverty

Apr 03 2014

NSF Grant Supports NYIT’s “Clean Water Matters” Workshop in China

Apr 17 2014

Michael Maiese, AIA

Apr 18 2014

Student Programming Association Presents Les Once on Broadway

Apr 21 2014

“Year of Turkey 2014” Webinar: Video-Conferencing Using Zoom

Apr 21 2014

Internship Certificate Program - Orientation II

Apr 22 2014

Citation Workshop

Loan Limits

Annual and Aggregate Federal Loan Limits 2013 - 2014

Dependent Undergraduate Students

  Freshman
0-30 Credits
Sophomore
31-62 Credits
Junior
63-96 Credits
Senior
97+ Credits
Aggregate Limit
Stafford (Subsidized / Unsubsidized) $3,500 $4,500 $5,500 $5,500 $23,000
Additional Unsubsidized Stafford $2,000 $2,000 $2,000 $2,000 $8,000  

Total Stafford

$5,500 $6,500 $7,500 $7,500 $31,000


Independent Undergraduate/Dependent Undergraduate Students with PLUS Denial

  Freshman
0-30 Credits
Sophomore
31-62 Credits
Junior
63-96 Credits
Senior
97+ Credits
Aggregate Limit
Stafford (Subsidized / Unsubsidized) $3,500 $4,500 $5,500 $5,500 $23,000
Additional Unsubsidized Stafford $6,000 $6,000 $7,000 $7,000 $34,500  

Total Stafford

$9,500 $10,500 $12,500 $12,500 $57,500


Graduate/Professional Students

  Graduate Limit Aggregate Limit
Unsubsidized Stafford * $20,500 $138,500
* Ineligible for Subsidized Stafford Loans first disbursed on or after July 1, 2012.


Federal Direct Loan Origination Fees and Interest Rates

  For loans first disbursed on or after July 1, 2013 but before
December 1, 2013
  For loans first disbursed on or after December 1, 2013
  Origination Fee Interest Rate   Origination Fee
Undergraduate Subsidized
Stafford
1.051% 3.86%   1.072%
Undergraduate Unsubsidized Stafford 1.051% 3.86%   1.072%
Graduate Unsubsidized Stafford 1.051% 5.41%   1.072%

Parent PLUS **

4.204% 6.41%   4.288%

Graduate PLUS **

4.204% 6.41%   4.288%
** Parent and Graduate PLUS Loan eligibility depends on credit approval. You may borrow up to the cost of attendance, minus any other aid received.


Federal Perkins Loan Program (Interest Rate 5%)

  Freshman
0-30 Credits
Sophomore
31-62 Credits
Junior
63-96 Credits
Senior
97+ Credits
 

Annual Maximum

$5,500 $5,500 $5,500 $5,500  

Aggregate Total

$11,000 $11,000 $27,500 $27,500  
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